San Diego, Mission Hills and Hillcrest real estate and homes for sale in California - Chris Schell, REALTORS® Chris Schell REALTORS(r) for San Diego, Mission Hills and Hillcrest, California real estate - NUMBER1EXPERTS™ Chris Schell NUMBER1EXPERTS(tm) for San Diego, Mission Hills and Hillcrest, California real estate
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Chris Schell, REALTORŪ, real estate agent and broker for San Diego, Mission Hills and Hillcrest California home listings, property and land for sale - NUMBER1EXPERT(tm)

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All real estate agents are NOT alike. Find out why I'm a top real estate consultant for Metro San Diego. Call me at (619) 316-1177


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Real Estate Tips
Financing Your Home >Owner Financing

If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.

Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.

Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.

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Real Estate Trivia
Q 
What is the average age range of a second-home buyer in the United States?

A 
Currently, second-home buyers in America are most often between 41 and 44 years of age.
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Chris Schell, REALTORŪ, real estate agent and broker for San Diego, Mission Hills and Hillcrest California home listings, property and land for sale - NUMBER1EXPERT(tm)

Chris Schell
Ascent Real Estate, Inc, Inc

410 Kalmia Street
San Diego, California 92101
DIRECT: (619) 316-1177
Business Phone: (619) 325-4118
Fax: (619) 342-1077
Email: CTSCHELL@cox.net

Chris Schell is a leading real estate professional within the San Diego metropolitan community. He attributes much of his success to keeping current with the latest technology, 15+ years of professional experience, knowledge of the market place, extensive advertising,and most importantly the personal care given to each and every buyer and seller. Call or email us today!

CRS RELO ABR ePro REALTOR





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