San Diego, Mission Hills and Hillcrest real estate and homes for sale in California - Chris Schell & Denise Lisa, REALTORS® Chris Schell & Denise Lisa REALTORS(r) for San Diego, Mission Hills and Hillcrest, California real estate - NUMBER1EXPERTS™ Chris Schell & Denise Lisa NUMBER1EXPERTS(tm) for San Diego, Mission Hills and Hillcrest, California real estate
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Chris Schell & Denise Lisa, REALTORŪ, real estate agents and broker for San Diego, Mission Hills and Hillcrest California home listings, property and land for sale - NUMBER1EXPERT(tm)


All agents are NOT alike! Find out why Chris And Denise are at the Top of their market. CALL CHRIS AT (619) 316-1177


Get Free Presentation On Our Home Marketing.
Before signing a contract with any Realtor, make sure you know EXACTLY how your home will be marketed. CALL TODAY (619) 316-1177.
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"?I have never thought twice about sending our best clients to him [Chris]."
Jennifer Barry, San Diego
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Mortgage Prequalification: San Diego, Mission Hills and Hillcrest California home buying, real estate listings, and homes for sale in San Diego                      County, CA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as a top San Diego, Mission Hills and Hillcrest Realtor to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Buying Land and New Construction >From the Ground Up

Buying land is different from buying a home, because you must resolve issues relative to land use restrictions, utilities, access and easements before building. When you locate land that seems right for your house, visit the local planning department before making an offer.

Ask whether city sewer, water and electricity are available. If not, you will need to calculate the expenses of installing a well and testing the soil for a septic system. The land will be zoned for residential, business, or agricultural purposes. Does the zoning permit you to build the house you want? Are there easements on the lot that will limit where you can build or how you can access the property? Ask about the long-range plans for use of the surrounding land. The land will be more attractive if the city intends to build a park or new school nearby. But if a six-lane highway or a waste treatment facility are in the city's future plans, you may decide to look elsewhere for a place to build your dream home.

See All Tips In The "Buying Land and New Construction" Category >
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Real Estate Trivia
Q 
In what real estate market are more than 90 percent of home sales cash transactions?

A 
Palm Beach, home to princes, politicians, and CEOs, has homes from 2,000 sq.ft. condos to 56,000 sq.ft. estates.
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Chris Schell & Denise Lisa, REALTORŪ, real estate agents and broker for San Diego, Mission Hills and Hillcrest California home listings, property and land for sale - NUMBER1EXPERT(tm)

Chris Schell and Denise Lisa
Ascent Real Estate, Inc.

410 Kalmia Street
San Diego, California 92101
Chris Schell: (619) 316-1177
Business Phone: (619) 325-4118
Fax: (619) 325-0750
Denise Lisa: (619)772-5972
Business Phone: (619) 325-4120
Email: ctschell@cox.net
Email: dlisa@cox.net

Chris Schell and Denise Lisa are Top Producing Realtors in the Metropolitan San Diego region. Chris and Denise attribute their success to keeping current with the latest technology, professional experience, knowledge of the market place, extensive advertising,and most importantly the personal care given to each and every buyer and seller. Call or email us today!

CRSABReProRELOMLSEqual HousingREALTOR





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