All real estate agents are NOT alike. Find out why I'm a top real estate consultant for Metro San Diego. Call me at (619) 316-1177

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"?I have never thought twice about sending my best clients to him [Chris]."
Jennifer Barry, San Diego
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Chris Schell is one of The Top Selling Real Estate Experts™
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First Time Homebuyers: San Diego, Mission Hills and Hillcrest California home buying, real estate listings, and homes for sale in San Diego County, CA

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top San Diego, Mission Hills and Hillcrest real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, I will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. Please fill out the form below...

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...

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Buyers Remorse >Dream Versus Reality

When you decide to buy a home, you may feel resistance to fulfilling the many practical requirements that are necessary to turn your dream into a reality. An important part of a professional real estate agent's job is to help you overcome such resistance.

You will need to handle a multitude of details when purchasing a property. There are numerous deadlines that require a timely response. Home purchases come with a lot of paperwork, such as the financial statement and purchase agreement. Negotiations with the seller are a standard part of the process. All of these practical "realities" can seem overwhelming.

You may experience a startling range of emotions at each step of the way, from mild anxiety to full-blown "buyer's remorse". It helps to remember that everyone who has purchased a home has probably experienced similar feelings. Just take a deep breath and trust your real estate agent, who is trained to help you deal with the pressures of the home-buying process.

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Q	What mortgage transactions between borrowers and lending institutions operate in the private sector of the economy?
A	Conventional mortgages are private sector transactions that are not insured or guaranteed by the government.
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Excellent Services Providers!
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Chris Schell, REALTORŽ, real estate agent and broker for San Diego, Mission Hills and Hillcrest California home listings, property and land for sale - NUMBER1EXPERT(tm)

Chris Schell
Ascent Real Estate, Inc, Inc
410 Kalmia Street
San Diego, California 92101
DIRECT: (619) 316-1177
Business Phone: (619) 325-4118
Fax: (619) 342-1077
Email: CTSCHELL@cox.net
Chris Schell is a leading real estate professional within the San Diego metropolitan community. He attributes much of his success to keeping current with the latest technology, 15+ years of professional experience, knowledge of the market place, extensive advertising,and most importantly the personal care given to each and every buyer and seller. Call or email us today!